The insurance industry is state regulated which means that the licensing requirements will vary by state. Most applicants will be obtaining a combined P&C license. It is highly unlikely that you will need a Property-only or Casualty-only license, since most companies issue both types of policies, but it’s best to verify with the company you will be working for as to exactly which license is required. While all states do not require prelicensing education, all states do require an individual to pass an entry-level insurance licensing exam. By partnering with A.D. Banker, we promise to make your journey to licensing simple and easy to understand.
Step 1: Enroll in a Property and Casualty insurance prelicensing course
Licensing candidates can expect this process to take a minimum of 20 hours per line of authority (Property/Casualty). The A.D. Banker prelicensing course will provide both the product and state specific information needed to pass the state exam. Since many programs are self-paced, it is important to outline your study plan so you can stay on track and pass the first time!
Step 2: Complete the Property and Casualty insurance prelicensing requirements for your state
Even though not all states have a prelicensing certification requirement, it is highly recommended that all license applicants complete a program of study to successfully pass the state licensing exam.
Step 3: Register for the state exam through your state’s designated exam provider. In most states (but not ALL so check your state’s requirements) you can take a combination Property and Casualty exam. Even if you are applying for a P&C combined license, you have the option to take each exam separately. Some applicants will choose this option if they find the content to be overwhelming and want to study for each exam separately. This will require additional exam appointments and an examination fee for each exam.
Step 4: PASS your state exam with confidence!
Step 5: Follow your state requirements to apply for your license!
Topics: Personal Lines, Prelicensing, Property & Casualty, Insurance
