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Posted by Barb Gavitt, ITP, SILA-F ● January 31, 2020

How to Pass the Property & Casualty Insurance Exam on the First Try!

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How do I get a Property and Casualty insurance license?

The insurance industry is state regulated which means that the licensing requirements will vary by state. All states, however, require an individual to pass an entry-level insurance licensing exam. By partnering with A.D. Banker, we promise to make your journey to licensing simple and easy to understand.

How do I pass the Property and Casualty insurance exam?

To become licensed as a Property and Casualty insurance producer, you will need to demonstrate entry-level knowledge of the industry by passing a state licensing exam. The testable topics include homeowners and dwelling policies, personal auto insurance, inland marine insurance, watercraft coverage, the National Flood Insurance Program, umbrella coverage, commercial property insurance, commercial general liability, business owner's policies, farm insurance, commercial auto, crime, surety, and workers’ compensation. You will also be tested on general insurance concepts, insurance contract terminology, covered perils, the policy structure, conditions, exclusions, endorsements, and state-specific regulations based on the state where you are applying for a license.

Start your insurance education today!

Follow these simple steps to pass your state exam!

  1. Enroll in an A.D. Banker property and casualty insurance online prelicensing course
    • Even though not all states have a prelicensing certification requirement, it is highly recommended that all license applicants complete a program of study to successfully pass the state licensing exam.
  2. Register for the state exam through your state’s designated exam provider
    • When preparing for your state exam, it is recommended that you schedule your exam in advance and study toward your exam date. The exam testing vendor for each state publishes an examination content outline. This outline provides a breakdown of the testable topics along with the number of questions for each area of concentration.
  3. Complete the property and casualty insurance prelicensing requirements for your state
    • Licensing candidates can expect this process to take a minimum of 40 hours. The course will provide the general product and state specific information needed to pass the state exam. Since this program is self-paced, it is important to outline your study plan so you can stay on track and pass the first time!
  4. PASS your state exam with confidence!
    • To prepare for exam day, make sure you have the correct address and directions to the test center and plan to arrive early in case you run into any unexpected delays.
    • On examination day, familiarize yourself with the test center rules and procedures. Ask for ear plugs if you are easily distracted and take time to go through the testing demo to calm your nerves. Remember, don’t change any answers unless you are 100% sure of the correct answer.
  5. Follow your state requirements to apply for your license!

Congratulations, you are on your way to becoming a licensed property and casualty insurance producer!

 

Topics: Personal Lines, Prelicensing, Property & Casualty, Study Tips, Insurance

Get Your Property & Casualty License in 7 Days or Less

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